Small Choices Have a Big Impact on Your Finances

Sam FarringtonMinimalist Money

Small Choices Have a Big Impact on Your Finances

Why do some people become wealthy and others stay broke? Why do many believe that our families need more space, more money, and more things, yet we are sacrificing exactly what we’re yearning for: more time? In many cases, it comes down to choices. To see the impact choices can have on your life, let’s look at three fictional friends: … Read More

You Buy Too Much (Stuff)

Sam FarringtonMinimalism, Minimalist Money, Personal Finance

You Buy Too Much Stuff

As a Certified Financial Planner, I read finance articles for fun. A rather nerdy and boring past time, I admit, but one that uncovers a multitude of recurring behaviors associated with our financial habits. I’ve found that often times our financial shortcomings are blamed on income, or lack thereof. Yet, in general Americans are doing well in the income category. … Read More

When Can I Retire?

Sam FarringtonFinancial Planning, Minimalist Money, Retirement

When Can I Retire and How Much Money is Enough

Are you dreaming of the day when you can ditch the ole 9-5 for something more rewarding? Many dream of the day they can retire. Motivations may be different but the end goal is the same: Only work because I want to, not because I have to. Warning: In my opinion, there is no replacement for having a financial plan … Read More

Give Your Finances a Midyear Checkup

Sam FarringtonBudgeting, Paying Off Debt, Personal Finance

Give your finances a midyear checkup

How are your New Year’s financial resolutions coming along? If they aren’t going as well as you’d like, don’t despair. We’re about halfway through the year, so it’s as good a time as any to get on track. The key is taking small steps toward your goals every day. As author and motivational speaker Jim Rohn is quoted as saying, … Read More

Minimalism Breeds Contentment

Sam FarringtonMinimalism, Minimalist, Random Thought

Minimalism Breeds Contentment

Minimalism has provided our family with many benefits in such a short time frame. One of these benefits reminded me of a lesson I learned many years ago in Sunday School. The lesson was about The Law of Great Gain. The Law of Great Gain can be summed up in one powerful, yet difficult to master word: Contentment. The lesson … Read More

What 100 (Empty) Hangers Taught Me About Minimalism

Sam FarringtonDecluttering, Minimalism

Minimalism Decluttering

Our journey toward living a more purposeful life started in the one of the easiest places to declutter: our closet. Clothes are an essential part of living in America unless you prefer to spend nights in the local jail. Clothes are also a way to show individualism and have that “feel good confidence” that accompanies an outfit that makes you … Read More

6 Money Mistakes I’ve Made

Sam FarringtonMinimalism, Minimalist Money

6 Money Mistakes I've Made

We’ve all made mistakes with money, and I want to share with you what I feel are 6 of my biggest money mistakes to help prevent you from doing the same. These financial mistakes were made prior to starting our minimalist journey, but the lessons learned are made even clearer as we simplify our lives, including our finances. Yes, I … Read More

Minimalism: One Powerful Way To Increase Retirement Success

Sam FarringtonMinimalism, Minimalist Money

Minimalism can be powerful for retirement

There are two primary sides to the personal finance equation: income and outgo. Income provides for our current and future lifestyle, which includes both need and wants. Income is essential in providing for our family and loved ones, yet earning a higher income is often mistakenly paralleled with success, and for purposes of this blog post, retirement success. To clarify … Read More

Encouragement or Criticism?

Sam FarringtonRandom Thought

Encourage Others

It takes minimal time browsing through social media to witness criticism, hate, and overall discouragement toward others. We are all guilty of criticizing others’ behavior, decisions, and character (as I am ironically doing right now), yet often fail to see our own poor behavior, decisions, and character flaws. It’s easy to point the finger at others without fully knowing the … Read More