How to Beat The Silent Killer of Your Finances

Sam FarringtonMoney, Personal Finance, Retirement

How to beat the silent killer of your finances

Warren Buffett, one of the greatest investors of all time, has two rules of investing: 1. Don’t lose money. 2. Don’t forget rule No. 1. With this advice in mind, it’s easy to think that you’d be better off parking your investments in a savings account instead of in the stock market — especially if there has been a recent … Read More

Minimalism For One Year

Sam FarringtonGenerosity, Minimalism, Minimalist, Money, Mountains

Minimalism For One Year

It’s been twelve months since we entertained the idea of minimalism. It’s hard to believe watching the documentary, Minimalism, one year ago has greatly impacted our lives in such a short amount of time. Yet, similar to all aspects of life, lasting change takes time and patience. Do I still find myself wanting to buy needless things? Of course! The … Read More

Small Choices Have a Big Impact on Your Finances

Sam FarringtonMinimalist Money, Money

Small Choices Have a Big Impact on Your Finances

Why do some people become wealthy and others stay broke? Why do many believe that our families need more space, more money, and more things, yet we are sacrificing exactly what we’re yearning for: more time? In many cases, it comes down to choices. To see the impact choices can have on your life, let’s look at three fictional friends: … Read More

How Minimalism Encourages Generosity

Sam FarringtonGenerosity, Minimalism, Minimalist Money, Money, Paying Off Debt, Personal Finance

How minimalism encourages generosity

Have you ever felt so passionate about something that you dream about how generous you would be if you only had the money or extra time? Maybe it’s an after school program that needs funding, a natural disaster that’s left a community with massive losses, or helping to fund a project at church? Giving of your time, money, and talents … Read More

You Buy Too Much (Stuff)

Sam FarringtonMinimalism, Minimalist Money, Money, Personal Finance

You Buy Too Much Stuff

As a Certified Financial Planner, I read finance articles for fun. A rather nerdy and boring past time, I admit, but one that uncovers a multitude of recurring behaviors associated with our financial habits. I’ve found that often times our financial shortcomings are blamed on income, or lack thereof. Yet, in general Americans are doing well in the income category. … Read More

When Can I Retire?

Sam FarringtonFinancial Planning, Minimalist Money, Money, Retirement

When Can I Retire and How Much Money is Enough

Are you dreaming of the day when you can ditch the ole 9-5 for something more rewarding? Many dream of the day they can retire. Motivations may be different but the end goal is the same: Only work because I want to, not because I have to. Warning: In my opinion, there is no replacement for having a financial plan … Read More

Give Your Finances a Midyear Checkup

Sam FarringtonBudgeting, Money, Paying Off Debt, Personal Finance

Give your finances a midyear checkup

How are your New Year’s financial resolutions coming along? If they aren’t going as well as you’d like, don’t despair. We’re about halfway through the year, so it’s as good a time as any to get on track. Online course taught by a Certified Financial Planner Online course taught by a Certified Financial Planner The key is taking small steps … Read More

Minimalism Breeds Contentment

Sam FarringtonMinimalism, Minimalist, Random Thought

Minimalism Breeds Contentment

Minimalism has provided our family with many benefits in such a short time frame. One of these benefits reminded me of a lesson I learned many years ago in Sunday School. The lesson was about The Law of Great Gain. The Law of Great Gain can be summed up in one powerful, yet difficult to master word: Contentment. The lesson … Read More

What 100 (Empty) Hangers Taught Me About Minimalism

Sam FarringtonDecluttering, Minimalism

Minimalism Decluttering

Our journey toward living a more purposeful life started in the one of the easiest places to declutter: our closet. Clothes are an essential part of living in America unless you prefer to spend nights in the local jail. Clothes are also a way to show individualism and have that “feel good confidence” that accompanies an outfit that makes you … Read More